Fiches Dispositif

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Interest and guarantee free loan PFIL

Presentation of the scheme

Interest and guarantee free loan PFIL

It consists of a loan at zero percent interest rate and without guarantee that reinforces the owners' equity and allows a lever effect vis-à-vis bank loans. Other forms of loans or grants can be proposed : EDEN for unemployed creators, the Business Creation Loan administered by OSEO, FGIF in the framework of the guarantee granted to women creators…


Business creator.


Its amount is according to the global cost of a project, the personal contribution and possible the bank loans mobilized.


Average bank loan of € 42 000, in constant increase and of 10% compared with 2003.


http://www.pfil-lorraine.com